Institutional Trust

Built for the Business of FX.

Nigeria receives billions in diaspora remittances every year. For businesses on the receiving end — importers, distributors, manufacturers — reliable access to that FX is still complicated, expensive, and opaque. We built KhadExchange to close that gap.

"Rigorous compliance and commercial excellence are the same thing."

Our Conviction

We founded KhadExchange because we saw that businesses were struggling to access reliable liquidity strictly within regulatory frameworks. We connect inbound foreign currency directly to qualified B2B buyers reliably, transparently, and at scale.

Our operations are exclusively B2B, designed specifically to provide the institutional FX infrastructure that serious businesses require.

Our Mission

To power reliable FX liquidity for African businesses.

Our Vision

To be the most trusted B2B FX infrastructure layer in West Africa.

Value	What It Means	How We Show It
Integrity	Doing the right thing always.	Zero tolerance for regulatory circumvention.
Reliability	Consistent access to liquidity.	Meeting our disbursement commitments.
Transparency	Clear, upfront communication.	No hidden fees or opaque rate structures.
Accountability	Owning our outcomes.	Strict board reporting and independent audits.
Precision	Exactness in operations.	Flawless settlement and documentation.
Partnership	Growing with our clients.	Dedicated support for B2B accounts.

Compliance is not a checkbox.

Licence

• Licensed IMTO

• CBN Regulated

Compliance

• Dedicated MLRO

• Annual independent testing

• Direct board reporting

Data Protection

• ISO Aligned

• dpo@khadexchange.com

• 72-hour breach notification

Our Standards

The Compliance
Framework

Every institutional relationship at KhadExchange is governed by a multi-layer compliance architecture. This is not a checkbox exercise — it is the operational backbone that makes institutional FX trust possible.

100%

CBN Compliant

5-Layer

Compliance Architecture

01 / Risk Assessment

Risk-Based Approach

Dynamic risk assessments tailor our monitoring and oversight to the specific risk profile of each institutional client — ensuring precision in every corridor.

02 / Onboarding

Due Diligence

Rigorous KYB verification and ultimate beneficial ownership (UBO) identification before any institutional relationship is activated.

03 / Oversight

Transaction Monitoring

Automated and manual review layers ensure every disbursement aligns with stated business purposes, flagging anomalies in real-time.

04 / Screening

Sanctions Screening

Real-time screening of all entities and counterparties against global and local sanctions lists including OFAC, UN, and EU registers.

05 / Governance

Regulatory Reporting

Timely and accurate submission of all regulatory reports to the CBN and NFIU — our compliance team manages this complexity for you.